Zytra Tech Solutions · ResearchBFSI AI Safety · May 2026
Introducing FINPROOF

The Benchmark That Banking AI Has Been Waiting For

General-purpose AI safety benchmarks were built for chatbots. FINPROOF was built for the most regulated industry on the planet — and it changes everything about how BFSI institutions prove their AI is safe.

Benchmark size5,389 prompts
Domains covered22 BFSI domains
Generation methodQCBM + Claude hybrid
Regulatory mandateAdvisory No.6 of 2026
0.991Lynx FINPROOF Score
44×Fewer parameters than LlamaGuard
7/7PI benchmark wins vs 8B models
0.00%False positive rate on benign agentic prompts
01 — The Problem

Every bank deploying AI is flying blind on safety.

On April 27, 2026, India's financial regulators issued Advisory No.6 of 2026. Section 5.1(b) is direct: every Regulated Entity must conduct periodic, structured risk assessments covering prompt injection and adversarial inputs on their AI systems. The compliance deadline is active. The penalty for non-compliance is not theoretical.

Here is the problem. When a Chief Risk Officer calls their AI vendor and asks "how do we demonstrate compliance with §5.1(b)?" — there is no answer. The vendor points to their score on HarmBench, or WildGuardTest, or PINT. These are credible benchmarks. But none of them contain a single example of a SEBI investment advice elicitation attack. Not one example of a KYC bypass attempt framed in banking language. Not one AML structuring query, not one RBI rate manipulation prompt, not one DPDP consent violation scenario.

A guardrail that scores 0.97 on WildGuardMix and 0.00 on FINPROOF is not safe for your banking chatbot. It is safe for Reddit.

— Zytra Tech Solutions

The gap between general-purpose AI safety and BFSI-specific AI safety is not a matter of degree. It is structural. General models were never shown the attacks that matter in banking because nobody built the dataset to show them. Until now.

02 — What FINPROOF Is

The first evaluation standard built from the regulatory ground up.

FINPROOF — the Financial Proof benchmark — is a 5,389-prompt evaluation standard covering every attack category and benign interaction type that matters for BFSI AI deployments. It was constructed in three phases: a systematic regulatory analysis of SEBI, RBI, DPDP Act, EU AI Act, and SR 11-7 to define the attack taxonomy; a quantum circuit Born machine (QCBM) generation pipeline to ensure distributional coverage; and a contamination audit confirming zero overlap with any existing public training dataset.

The benchmark covers 22 domains across two axes: BFSI regulatory compliance domains B-01..B-11 and adversarial attack pattern domains D0..D8. Every prompt maps to at least one regulatory provision by specific section number — not just framework name.

B-01
Account Management
FCA COBS 2.1 · PSD2 Art.74
B-02
Card Services
PSD2 Art.73 · Reg. Z (TILA)
B-03
Employment Fraud
FTC Act §5 · UK Fraud Act 2006
B-05
Loans & Mortgages
EU MCD Art.18 · RBI FSLRC
B-09
Unlicensed Advice
SEC §202(a)(11) · MiFID II Art.24
B-11
AML & Sanctions
FATF Rec.10-16 · EU 6AMLD
D-01
Direct Injection
OWASP LLM Top 10 · 2025
D-06
Agentic Injection
Tool-use · Mid-task override
D-07
Indirect Injection
RAG · Document embedding

This is not a theoretical benchmark. FINPROOF was built in direct response to regulatory requirements from the Reserve Bank of India, the Securities and Exchange Board of India, and ongoing EU AI Act implementation guidance. Every prompt category maps to a specific regulatory provision or enforcement action.

Read the full FINPROOF report

Get comprehensive benchmark data, evaluation methodology, and guardrail performance across BFSI domains.

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